by VentureStreet  Join Our Network
30 Years and Out

The current housing market has not been kind to homeowners. Tight credit, underwater mortgages, and a general down outlook for the near term has seemingly touched owner, buyer, and seller. Still, we need to take a long look ahead in order to plan for our home and financial future. While no “one size fits all” approach exists, a good rule of thumb is that 30 years is a major landmark for, well, darn near anything.

Most home building materials and installed items have a life cycle of 30 years or less (15-20 on average). Use the below as a guide:

-On the lower end, the average life expectancy of a Central Air Conditioning and Heating Unit is 15 years, as is that of a 3-ply asphalt roof and indoor furnace.

-Within 20 years, your gutters, asphalt shingles, driveway, exterior lights and wood decking will require attention if not outright replacement.

-At the 3-decade mark, downspouts, wood shingles, concrete porches, and T1-11 wood siding will require replacement. Thirty Winter colds and Summer heats have a negative effect on all of those.

Indoor components, naturally, fare slightly better. On average, electrical wiring, water piping (PVC and Copper), operable windows, and stairways tend to last 35-40 years before requiring replacement. Most of these items will need periodic repair and preventive maintenance, however, so avoid the mindset of leaving well enough alone.

Taking a detailed, long look ahead can save both financial resources and homeowner frustration. If you’re not comfortable or skilled enough to review materials and installed items, contact a professional to do it for you. The time and investment will be worth it.

Information provided by Jeffrey M. Nocera, Proprietor of ProHome Asset Inventory. Visit our website or contact us below.

Need help with home insurance? We can match you to a agent in your local area.
Find Local Insurance Agents
Other articles you may like:
Captive Agent vs Independent Agent – Is there a difference?
Here's why you should choose to work with independent versus captive agents.

Protect Your Family from the Dangers of Fire
With some foresight, you can safeguard your family from the dangers of fire. Here are...

Compact Fluorescent Bulbs Can Be A Costly Environmental Hazard In Your Home
Curly Bulbs Carry Toxic Mercury & Must Be Desposed of Properly. They Pose An Expensive...

6 Key Things to Look for in an Excellent Homeowner’s policy.
Key coverage components that you want in an excellent homeowner's policy are often not...

Emergency Planning Is Your Family Prepared for an Emergency?
knowing what to do in case of an emergency. educate your family of the emergency plan

Be the first to find this article helpful.
Need help with home insurance? We can match you to a agent in your local area.
About the Author

Jeffrey M. Nocera, ProHome Asset
3820 Carter Road
Bethlehem, PA 18020

If you would like to re-print this article, please contact the author.
Other articles you may like:
Arizona Wildfires
Every year, Arizona fights the blaze and unfortunately homes, personal property, acreage...

Protecting Your Personal Property Begins with an Inventory
Most people have more personal property than they realize. Here's how to inventory your...

Cityscape Insurance Announces Launch, Provides Personalized Experience
CityScape Insurance believes that you aren’t just a customer, you’re family. Not only...

Allstate Insurance - Daniel Dennis
You're in good hands.

Wildfire Risk to Homeowner’s on the East Slope of Washington’s Cascade Mountains
How to Best Prepare Your Property to be Best Protected from a Wild Fire and The 5 Key...

Editorial Disclaimer: The views expressed in articles published on this website are those of the authors alone. They do not represent the views or opinions of this website or its staff. The articles on this site do not constitute a recommendation or endorsement with respect to any views, company, or product. Authors affirm that article submissions are their original content or that they have permission to reproduce.

Home   |   Articles & Videos   |   Affiliates   |   Networking Groups   |   Search by Category

Terms of Use   |   Privacy   |   About Us   |   Contact Us   |   Member Login

©2003-2022 - VentureStreet, LLC

Join Our Business Network