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Questions & Answers
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What advice would you give to a customer looking to hire a company like yours?
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Aletheia Management has 200+ direct lenders and private hard money sources to make your funding process a one stop answer to get the best loan for your particular need. No up front cost and a free consultation.
Aletheia Management delivers competitive transaction options, even in challenging market conditions.
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What is the most common type of project or service your company provides?
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Aletheia Managements most common project funding request are Fix & Flip financing and Cash Out Refi's.
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In what ways is your company environmentally friendly?
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All of our transactions are done by electronic means, no need to print out forms to sign, scan and resend. If the borrower doesn't have the ability to do electronic signature we use Docusign as an alternative.
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What would you like your customers to know about your company?
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Aletheia Management is Veteran owned and operated for 22+ years with many satisfied customers, you can read the recommendations on my LinkedIn page.
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What is your company best known for?
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We accept the hardest loan request and get them funded.
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What separates your company from the competition?
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Our ability to and desire to fund the most difficult loan request without ever charging up front fees.
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Does your company offer a warranty or guarantee?
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There are no guarantees in lending, only that a borrower will get my very best effort to fund their project with the resources I have available to me.
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Does your company offer discounts to senior citizens or veterans?
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Yes
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What forms of payment do you accept? (cash, check, credit cards, etc.)
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If a borrower were to pay me directly (rare) I use PayPal as my primary payment processor. I get paid most often when the borrower has been funded and the title company processes my fee via ACH or wire transfer at closing.
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Project Gallery
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Cash Now - No Debt Funding
With a SFR co-investment you get cash today in exchange for a share in the appreciation or depreciation of your Single Family Residence or Rental Property (up to 4 family), Don't think loan. There's no extra debt, no interest and no monthly payments. Whether you want to pay off debt, renovate your property, start a new business, invest in a startup or retire, an Equity Share Agreement helps you live your life, your way--starting today.
A Equity Share Agreement is not a loan, it’s not a reverse mortgage, and it’s not a home equity line of credit. A equity share agreement allows the property owner to receive a lump sum of cash that can be used however they like, without taking on debt or monthly payments. In return, the investing company receives a percentage of the future appreciation of the property.
Need cash without the added burden of more debt, have a low FICO score - email me or call and see if you qualify.
Currently available in 19 states.
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100% Commercial RE Financing
An amazing new RE product utilizing three different buckets of capital to create a financing vehicle capable of delivering 100% of project cost. In exchange for bringing the deal the acquisition sponsor will receive 20-25% of the upside of the project at time of refinance or sale.
• Project Size: 10-100 Million
• Locations: Sunbelt USA
• Preferred Locations: FL,TX
• Capital Stack: 70% 1st/15%, Mezz/15% GP
• 1st Lien
• Terms: Fannie/Freddie
• Mezz Terms: 12%
• GP Split: 75% GP/25% Sponsor
• Property Types: Multi Family
• Closing Timeframe: 45 days
• Property must be under contract
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Preferred Equity to 95% LTV
Our Boutique lender (BL) understands that leverage, in many cases is the key to getting projects repositioned and stabilized. With BL’s Piggy back product we can pair traditional 1st lien conventional/Fannie/ Freddie debt with our internal preferred equity partners to achieve leverage points as high as 95%.
• Loan Type: Preferred Equity
• Loan size: $3 million and up
• Interest rate: 10-15%
• Lender Fee: 2-3%
• LTC: 90-95%
• Term: 12-36 months
• Type: Apartments, Office, Retail, Storage, Industrial
• Location: All Major Markets
• Recourse: Case By Case
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Testimonials
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How We Charge For Our Services
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Loans & Lending - Commercial
- 1.50 to 3.00 percent for closing costs
All cost except appraisals are paid at closing.
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