Indy Banc
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256 Bergen Blvd Street 203 -
Woodland Park,
NJ
07424
http://indybanc.com
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Indybanc is the largest money broker in the United States and specializes in the NO Income No Credit commercial, construction, rehab, and business loans. We are a One Stop Shop in which 200 Commercial banks & Hedge Funds showcase their products. Same day approval, less paperwork, fast closing.
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Leo Shakshair
- 973-855-8543
CEO
Services
Loans & Lending - Commercial
Loans & Lending - Residential
Real Estate Brokers & Agents - Residential
Licenses
The office consists of 2 companies, GGMBC & Indybanc.
GGMBC does the FannieMae, FreddiMac, and FHA products for owner-occupied 1-4 families and the owner is fully licensed in 7 States.
Indybanc does 15 types of loans (see indybanc.com) such as commercial, ground-up construction, rehab, business, factoring, and so on. To do business in this field you must be incorporated and pass a background check, as well as have extensive experience, track records, a book of business, solid industry references, and so on.
90% of the mortgage companies and loan officers only do FannieMae products because they are easy and only require a license. They can only work in the states they are licensed in (usually 1-2 states).
Indybanc works nationwide and has resources to do business in many countries around the world.
Insurance
The office is insured for $1000,000
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Questions & Answers
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Q:
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What advice would you give to a customer looking to hire a company like yours?
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A:
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Think about this for a moment: If you decide to go to the beach you prepare days in advance; such as buying food, water, juices, checking the air in the tires, the spare tire, checking the oil and water in the car and so on...
Buying a house is the largest investment or expense that a person will do in their life time. It shouldn't happen overnight. You need time to prepare yourself financially and mentally.
You should call a mortgage company or your loan officer 3-6 months or longer before you start searching for a house.
They will check your income, assets, and credit to determine if you qualify and the maximum loan or house that you can buy. They will explain and answer your questions about the down payment, closing costs, monthly mortgage payment, the different type of loans, their terms and prices. They will help you or instruct you on how to fix issues in your credit report or assets.
By the time you are ready to buy, your finances and documents are in order and the mortgage process will move smoothly.
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