New Car, New Car Insurance
By Brooke Bugatch
 As your family grows, so do your transportation needs. Maybe you're upgrading to a larger, more luxurious sedan or eyeing the latest minivan to shuttle the kids to soccer practice. But one thing is certain: Now more than ever, safety is paramount.
While upgrading to a newer, more expensive car may increase insurance premiums, it's also true that each additional safety feature will reduce those costs.
Making sure that the vehicle has anti-lock brakes and airbags will help reduce the likelihood and severity of an accident, as well as save you money on your car insurance. You can also look for cars with built-in booster seats so you don't have to purchase them separately.
Beyond these features, a car's overall design and structure can affect its ability to avoid accidents or reduce their severity. When researching your new purchase, take a look at the Insurance Institute for Highway Safety's list of top safety picks (www.iihs.org/ratings) for an overview of the safest cars in each category.
But there's one more safety feature that is perhaps the most important of all: the driver.
If you stay within speed limits, maintain proper distance between yourself and the next vehicle, and minimize hard braking and shifting, you're also likely to avoid accidents or violations on your record — and save money on your insurance.
Choices that increase safety and save you money — that's good for the whole family.
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About the Author
| Brooke Bugatch, Liberty Mutual
4000 Legato Rd Suite 500
Fairfax, VA 22033
954-551-7303
If you would like to re-print this article, please contact the author.
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