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Taking Care of Life Before You Go.
By Brian Vann



Let's change up just a little bit, we talked about not being covered or not having enough coverage in case of a major medical health insurance issue whether its an accident, injury, or illness. I want to talk to you about financially preparing for the future for your family's security, I know you want your family to continue to have the things they need and keeping the lifestyle they have in case you or your spouse expire.

What is life insurance?

Life insurance is designed to protect your family's financial security after you die. Life insurance guarantees payment of a specific sum of money on the death of the insured person. The true importance of insurance is that it will substitute improbability with future economic self assurance and security.

What is term insurance?

While there are many styles of term insurance, a term life insurance policy is generally a contract that furnishes life insurance protection for a limited time described in the policy. The face amount of the policy is payable only if death occurs during the time stipulated in the contract. If death occurs after the term of coverage expires, no benefits is payable.

What is whole life insurance?

There are many varieties of whole life insurance, but its primary feature is permanency. In contrast to term insurance, a whole life insurance policy pays the death benefit stipulated in the contract upon the death of the insured, regardless of when it may occur. Whole life insurance usually provides for the payment of a cash surrender value in the event the need for insurance changes and the owner elects to cancel the policy.

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About the Author

Brian Vann, B.D. Benefit Provider
Raleigh, NC 27610
919-410-9523

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