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Union Savings Bank  

1491 W. Dupont Road - Fort Wayne, IN 46825
www.usavingsbank.com/bkinniry
Union Savings Bank will lend on the following property types:

- Single family dwellings or condos (owner occupied and non-owner occupied)
- 2 to 4 family dwelling units (owner occupied and non-owner occupied)
- Multi Family dwelling units up to 200 units
- Residential Farm (home)
- Building lots or sites

Brian Kinniry - 260-442-6877  

Mortgage Banker

My Expertise
At Union Savings Bank I specialize in residential mortgage lending that provides high value to the consumer. This great value comes from the combination of Union's great rates, low closing costs, and rapid processing ability combined with the financial agility to make loans that other lenders simply cannot or will not offer.

If you only take one thing away from reading this: do yourself a favor and at least get a quote from me at Union to compare against another quote, and you will see for yourself how much money can be saved up front and over the life of the loan. It only takes a few minutes and the savings can be massive over time due to the power of compound interest. Those few minutes can be the best investment of your life because of the high dollar amounts of real estate- life's biggest buy.

Services
Loans & Lending - Commercial
Loans & Lending - Residential

Years Experience
4

Degrees
BA Economics Wabash College MSM Finance Purdue University
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Questions & Answers
Q: What advice would you give to a customer looking to hire a company like yours?
A: My advice to you is the same as the Consumer Financial Protection Bureau (CFPB): You should shop around for a mortgage and not settle for just one quote, ever. That is because there are many differences between mortgage providers and their prices and products. If you do the bare minimum of getting two quotes, make sure you call me to be one of them so that I can prove to you how much money you can save up front in closing costs, and more importantly, how much you can save over time with great rates and the power of compound interest.

Q: What is the most common type of project or service your company provides?
A: Residential Mortgage Lending

Q: What would you like your customers to know about your company?
A: We take saving your money seriously and are delighted to provide low cost and high value mortgage solutions to your home financing needs.

Q: What is your company best known for?
A: Low Closing Costs, Great Rates, and Fast Processing.

Q: What separates your company from the competition?
A: About $1500 to $2500 lower in closing costs and thousands to tens of thousands of dollars in savings over time with great rates depending on the loan amount and life of the loan.

Q: What questions do customers most frequently ask you? What is your answer?
A: How much money can you save us on a conventional mortgage? About $1500 to $2500 in closing costs, and usually 1/2 to 1/8 of a percent on the rate which can mean thousands or tens of thousands of dollars in savings over time due to the power of compound interest and depending on the loan balance and life of the loan.

Q: Tell us a little about your company.
A: Member FDIC since 1904. Known for being the top residential mortgage lender in many cities including Cincinnati, Dayton, Columbus, OH, Indianapolis, Bloomington, Columbus, IN. Most recently opened an office in Fort Wayne, IN.

How We Charge For Our Services
Loans & Lending - Residential
- $149.00 to $450.00 fixed fee for closing costs
Bank closing costs in Fort Wayne, IN for conventional loans are $149, plus recording fee for a refinance and $450 plus recording fee for a purchase.

Testimonials  
"I want to take a moment to thank you and Union Savings Bank for the professionalism and personal care you provided me in securing my home loan. We had a pretty tight time line for closing and you the USB staff did an awesome job of walking me through the requirements. This loan was somewhat unconventional in that I did not have a realtor involved and as such, I depended on your guidance to get me through pre-approval, home appraisal, insurance questions, deed and title work, as well as making a well informed decision on which loan arrangement to go with. USB makes a big deal of the 450 dollar closing costs, and believe me, every penny counts having recently divorced. Knowing that I got the best rate and terms is a big deal. But in the end, and for sure at closing, it was your personal attention for which I was most appreciative. Thank you, sir!"

-Tom Smethers

Want to thank my great friend Brian Kinniry for setting up my refinance for a remodel we are involved in. He honestly has the best rates, lowest closing cost in town with union savings bank. This may be a shameless plug. But I honestly think anyone interested in either a new loan or a refinance should call him."

-Dave Diehl

"Thanks to Brian Kinniry, we just purchased our first home! Union Savings Bank was easy to work with and got us a low closing cost! If anyone is looking to buy a home, I would highly recommend Brian's services to you at Union Savings Bank! Whoo hoo to home ownership!"

-Rachael Hope
* All information in this profile, including licensing, has been provided by Union Savings Bank. This information is not verified by ProMatcher.

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