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United Northern Mortgage Bankers, Ltd.  

3601 Hempstead Turnpike, Suite 300 - Levittown, NY 11756
United Northern Mortgage Bankers is the most experienced, knowledgeable and ethical Mortgage Lender in NY offering you the best service and fees, with Low Home Mortgage Rates for all your FHA, VA Conventional, Jumbo Home Loan Purchase and Refinance Needs.

Nikitas Kouimanis - 516-206-0000  

Licensed Mortgage Loan Originator & Sales Manager, CMPS®

My Expertise
I am committed to providing my clients with the highest quality financial services combined with low rates available in your area. I will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an existing loan, or consolidating debt. I can help you find the right loan program at the lowest rate I possibly can no matter what your needs are. My ultimate goal is to create lasting relationships with each of my clients so that I may continue providing excellent service for many years to come.

Services
Banking - Commercial Retail Banks
Loans & Lending - Commercial
Loans & Lending - Residential

Years Experience
15

Licenses
NMLS 9659 - Loan Originator

Degrees
CMPS® - Certified Mortgage Planning Specialist
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Questions & Answers
Q: What advice would you give to a customer looking to hire a company like yours?
A: we our professionals you will get nothing but service and not to say when dealing with me you're dealing with one of the best. The last three years I was ranked top 200 as a loan originator in the United States of America out of about 600,000 sales people. That only can mean you have someone that knows how to close loans and get them done on your side and today that's what you need.

Q: What is the most common type of project or service your company provides?
A: Mortgage Home Loans, New Home Mortgage and Refinance of existing homes. Strictly one to 4 units.

Q: What would you like your customers to know about your company?
A: For starters we have been around for 1979 for a mortgage bank thats says alot we have an A+ rating with the better business bureau that says a lot. I can keep going sandf going best thing to do is call us and find out for yourself.

Q: What is your company best known for?
A: we our best known for mortgages obviously but in the industry to other professionals we are known for how fast we close loans and how aggressive we are.

Q: What separates your company from the competition?
A: We are just a bunch of unique individuals that were places at one company and United we stand.

Q: Does your company offer discounts to senior citizens or veterans?
A: Yes for Veterans we offer a no bank fee mortgage loan where we waive all bank fees it's called our hero program. For citizens no we do not I am sorry.

Q: Tell us a little about your company.
A: UNITED NORTHERN MORTGAGE BANKERS America’s Fastest Growing and Best Managed Mortgage Bank United Northern Mortgage Bankers, Ltd. is one of the oldest and most respected lending institutions in the U.S. We are dedicated to the needs of our customers. Our mission is to educate our clients on their home financing options so that they can make an informed decision and receive the very best loan program to meet their needs. Take advantage of today’s buying opportunities. Rising foreclosures and record low interest rates make buying a home or investment property more affordable than ever. Let one of our friendly and knowledgeable Licensed Loan Originators guide you through the buying process so that your informed and comfortable moving forward every step of the way. We will provide you with a good faith estimate itemizing your closing fees and guarantee no surprises by the time you close on your new property.

Q: What forms of payment do you accept? (cash, check, credit cards, etc.)
A: check, credit cards

About Us  
About United Northern Mortgage Bankers, Ltd  

UNITED NORTHERN MORTGAGE BANKERS
America’s Fastest Growing and Best Managed Mortgage Bank
United Northern Mortgage Bankers, Ltd. is one of the oldest and most respected lending institutions in the U.S. We are dedicated to the needs of our customers. Our mission is to educate our clients on their home financing options so that they can make an informed decision and receive the very best loan program to meet their needs. Take advantage of today’s buying opportunities. Rising foreclosures and record low interest rates make buying a home or investment property more affordable than ever. Let one of our friendly and knowledgeable Licensed Loan Originators guide you through the buying process so that your informed and comfortable moving forward every step of the way. We will provide you with a good faith estimate itemizing your closing fees and guarantee no surprises by the time you close on your new property.
About Us Image 1
About Us  

Here are some of our Loan Options We Provide.

First-time Home Buyer Loans
Jumbo Mortgages
Home Refinance Mortgage Options
FHA Loans / FHA Streamline / Refinance & First Time Home Buyers
VA Home Loans / Refinance & First Time Home Buyer Loans 100% Financing Available
DU Refi Plus/ Freddie Mac Relief
30 Year Fixed Rate Mortgage Loans
15 Year Fixed Rate Mortgage Loans
Adjustable Rate Mortgage (or ARM) Loans
Interest-Only Mortgage Loans
Cash Out Mortgage Loans
Fixed Rate Loans
Debt Consolidation Loans
97% Conventional loans
Fannie Mae Home Path – 3% down payment with no appraisal and no mortgage insurance
Conventional/ Fannie Mae/ Freddie Mac
Harp 2.0 Loans
Home Equity Loans
Reverse Mortgages
USDA Rural Home Loans
About Us Image 2
Testimonials  
Nikitas is detail-oriented and has a way of making every loan a personal goal of his to get closed.

Michael A.
, Zikos Realty

“I’ve had the pleasure of working with Nikitas for two years. Nikitas has always represented himself to be a professional loan officer who goes the extra mile to help his borrower(s). Nikitas is detail-oriented and has a way of making every loan a personal goal of his to get closed. He is always striving to make his borrower(s) loan process a smooth and easy transaction. I would recommend Nikitas to anyone who is looking to buy a home or to simply refinance an existing mortgage.”

Michael A. Mills
“Working with Nikitas has garnered him my highest recommendation. Nikitas is constantly scouring the marketplace and industry publications, looking for new ideas to assist his clients. I admire him for his creative work and his willingness to “give first”. His nearly encyclopedic knowledge of residential lending guidelines, mortgage product structures, and underwriting standards makes him an asset to his clients. His application of this know-how gives him an edge over typical loan officers. He can find beneficial and ethical ways to help his clients in almost any situation. His frank manner of speaking and perennial honesty is heralded as a boon by his clients, who often come into the relationship with negative expectations guided by stereotypes of slick bombastic sales people. In an industry where a good reputation is as hard to come by as it is to obtain, you would be doing yourself a favor to align with Nikitas, as a client, referral partner, or a collateral busines

Nikitas, I wanted to take a quick minute to extend my thanks for your efforts in managing our mortgage refinance. It had been several years since I had been through the mortgage loan process, and I very much appreciated your willingness to “hand hold” me through the entirety. Your prompt and thorough response helped me to remain at ease through the process.

Linda Casbeer

This Christmas I received a great gift, a refinanced home. A couple of years ago I received a similar gift when my brother helped me to remove my ex-husband’s name from my home loan with a refinanced loan, but this year he was unable to help me so he recommended Nikitas Kouimanis. Nikitas has been nothing but professional and very helpful from the first moment with the filling out of the initial paperwork until the final refund of my escrow account with my former lender. Nikitas kept me updated with all the ins and outs of my loan and was even available for me at odd hours due to my crazy work and training schedule.
Though we have never formally met in person (I am in Missouri and he is in New York), I feel like he took the time necessary to work with me and with my previous lender to square away the best deal for me. I am very satisfied and have already recommended his services to my friends that are looking to refinance.

Sincerely,
Rachel Graczak

They are indeed very fortunate to have him on their staff.

Nikitas Kouimanis is by far and away, the best loan officer with whom I’ve ever worked. His extensive knowledge and expertise, coupled with his consummate professionalism and unflagging “can do” attitude make him an outstanding member in his field, and a true jewel in Sterling National Bank’s crown. They are indeed very fortunate to have him on their staff.

Vicki LaBarre

Words cannot express how grateful I am to you for all your help in refinancing my mortgage.

At the lowest point of my despair thinking I would never be able to quality or find someone who would help me, I called the servicing company who held my mortgage and they referred me to Sterling Bank. The universe must have been perfectly aligned for me that day as when I called the number given me I was fortunate to find myself talking to you. Everything changed from that moment on. Your knowledge, willingness to be patient and take the time to speak to me, ask me questions, make suggestions and most importantly not lie or give me false hope made my refinancing not only possible but it was a greater savings than I imagined.
Your professionalism, sincere kindness and honesty made the entire process flawless and fast.

Paula Lewis

“It’s rare to find a person that truly cares about their clients these days. Niki does exactly this and provides such a high customer service unmatched in his field. I encourage anyone to do business with or refer him! I certainly keep Niki in the highest regards!

Tom Thompson

Jeff Williams

“Nikitas, is a well rounded mortgage professional. I have found him to be direct, honest, and extremely driven. His knowledge of industry products and guidelines are extensive. Nikitas is great as an overall mortgage lending resource.

I would recommend Nikitas Kouimanis to anyone interested in obtaining a mortgage, in fact we have told our son and niece to work with him when they are ready to get a loan. We are extremely happy with the service we have received and with the loan terms .

Christopher Lee Navoda
Orasa Rice-Ray

Howard Sloane

“I have been doing business with Nikitas for the past few years & have always been a hard worker. He has always managed his team in a way that was both professional & strategic. He is a great asset to the company he works for now & any company he worked for in the past.
* All information in this profile, including licensing, has been provided by United Northern Mortgage Bankers, Ltd.. This information is not verified by ProMatcher.

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