Shopping for Health Insurance? Advantages of Choosing An Independent Florida Insurance Broker

Most large insurance companies offer a broad range of insurance products to protect every aspect of your life from home and auto insurance to health and life insurance. If you’re like most people, you probably have your home and auto insurance with the same carrier. Many people bundle their home and auto insurance policies to take advantage of special rate discounts. If you’re shopping for Florida health insurance, you may be tempted to give your home/auto agent a call and ask him to add a major medical, Medicare supplemental or long-term care insurance policy to your bundle. If you do, you could be shortchanging yourself. You’ll get more for your money and get a Florida health insurance policy that more precisely meets your specific medical needs if your purchase health insurance from a Florida insurance broker that specializes in health and medical insurance.

Whether you are shopping for Florida major medical health insurance, Medicare supplemental insurance, accident/injury insurance, cancer/critical illness insurance, dental insurance, disability insurance, long-term care insurance or a health savings account health insurance plan, there are two key advantages to doing business with a Florida health insurance broker:

1. Many insurance agents represent a single insurance carrier such as Allstate or State Farm or Nationwide. A Florida insurance broker generally represents well over a dozen different insurance carriers, maximizing your insurance options. A Florida insurance broker will be able to offer you a choice of multiple policies with a broader range of features at a variety of rates.

2. Insurance is a highly specialized market subject to ever-changing state and federal regulations. The federal health care bill and changes to the Medicare program are causing major changes In the Florida health insurance market. Insurance brokers that specialize in Florida health insurance have the up-to-date information, in-depth knowledge and long-term experience to help you find the Florida health insurance plan that will best meet your personal medical needs.

If you are shopping for Florida health insurance, contact an experienced Florida insurance broker today for a free quote.